In the wake of the abrogation of Article 370 in August 2019, the Jammu and Kashmir Bank, one of our oldest financial institutions, embarked on a transformative journey. With its recent announcement of an annual profit of Rs 1,767 crore for the financial year 2023-24, marking the highest in its 85-year history, the bank's remarkable turnaround underscores a new era of economic resilience and growth in the region. Prior to the revocation of Article 370, the Jammu and Kashmir Bank operated under a unique set of regulations that limited its potential for growth and innovation. However, the decision to repeal this constitutional provision has opened up avenues for the bank to integrate more seamlessly with the rest of the country's banking system, thereby fostering greater efficiency, transparency, and competitiveness. One of the most significant changes post Article 370 abrogation is the expansion of the bank's customer base beyond the boundaries of Jammu and Kashmir. Freed from the constraints of the erstwhile regulations, the bank has been able to attract a wider range of customers from across India, thereby diversifying its revenue streams and reducing its dependence on a single geographic region. Moreover, the removal of Article 370 has paved the way for the infusion of much-needed capital and investment into the region. With increased access to funding and resources, the Jammu and Kashmir Bank has been able to undertake ambitious expansion plans, modernize its infrastructure, and deploy cutting-edge technology to enhance its service offerings. In addition to its financial performance, the Jammu and Kashmir Bank has also undergone a cultural transformation in the post Article 370 era. The bank's leadership has embraced a more inclusive approach, actively seeking to empower local communities, promote entrepreneurship, and support economic development initiatives across the region. Furthermore, the abrogation of Article 370 has catalyzed a shift towards greater accountability and governance within the bank. With enhanced regulatory oversight and compliance mechanisms now in place, the bank is better equipped to mitigate risks, safeguard against financial improprieties, and uphold the highest standards of integrity and ethics. Despite these positive developments, the road ahead for the Jammu and Kashmir Bank is not without its challenges. Nevertheless, the bank's unprecedented financial performance serves as a testament to its resilience, adaptability, and determination to thrive in the face of adversity.