Srinagar, Nov 11: Jammu and Kashmir Police have cautioned people against fraudulent loan applications that could misuse personal photographs, contact lists and other sensitive information to threaten or blackmail users.

In an advisory issued through social media, police said certain fake lending apps seek access to private data and may use the information to intimidate individuals.

People have been advised to check the authenticity of loan applications before downloading them and carefully review the permissions requested by mobile apps.

Police have specifically urged users not to grant unnecessary access to their contacts, photographs and other personal information, particularly when such permissions are not required for the app to function.

The advisory comes amid concerns over the misuse of personal information by fraudulent digital lending platforms. Police have stressed the importance of exercising caution before installing loan applications or sharing sensitive data.